Hurricane Harvey came onto the Texas coast with a 1-2 punch and disrupted vacation plans for a lot of people. Facebook posts started popping up about cancelled weekend trips and postponed cruises out of the Port of Galveston. Talk about a huge disappointment! And what about the people currently cruising and on their way back to Galveston? Thousands of people were re-directed to other ports, their vacations extended a day or two until Harvey passed and they could safely return to Galveston.
So what should you in case your travel plans are threatened by bad weather? What about terrorism or threats of terrorism? First, if you are doing more than a weekend road trip, it is in your best interest to look into travel insurance. My family and I went on a two week trip to Europe earlier this year and many things could have gone wrong. Many things did go wrong but fortunately nothing that ruined our trip. We had a plan that covered all of us in all of the countries we visited, and I enjoyed having the peace of mind that came with having an insurance policy.
Missed flights, lost baggage, illness and injury, or even a threat of terrorism can derail any vacation......and it could also cost you a lot of money to get back on track. Imagine trying to get by with no luggage.....or dealing with an injury or other medical emergency. It could run into the thousands very quickly. Insurance plans vary in benefits and price, so I definitely recommend shopping around before picking one. Some have travel restrictions so make sure your destination is included (we're going to Cuba in October and some exclude travel to Cuba).
For most of us vacation mean relaxation, beautiful scenery, good food and drink, and fun with friends. Its good practice to hope for the best and prepare for the worst. Even if you don't think you'll ever need travel insurance, there is someone that can tell you that having it saved them a lot of heartache, pain, and especially money. If you travel frequently, annual insurance may be your best bet depending on where you are going and the cost of your trips. You can go to insuremytrip.com for multiple insurance quotes at one time.